Excellent! To my rescue again $bill - very much appreciated.
I did search the forum but did not pick that up at all. I applied the reg key to disable multi-user access and placed my URDs into File Hamster again. I'll keep a closer watch on it now.
BTW, the link you posted is missing parts in the middle. Looks like the forum software shortens the link by actually removing part of it. I found the thread anyway by deducing what it should be.
Thanks again,
Jim